RBI Registered NBFC

Get a Personal Loan Up to ₹50 Lakhs in Just 24 Hours!

Compare offers from 50+ RBI-approved lenders. Zero paperwork, instant approval, and money directly in your bank account.

Check Eligibility Calculate EMI

4.9/5 Rating

2M+ Happy Customers

24hrs Fast Disbursal

Loan Amount

₹5,00,000

₹50,000 ₹50,00,000

Tenure (Months)

24 Months

1 Month 60 Months

Interest Rate (p.a.)

14%

10.75% 36%

Monthly EMI ₹23,537

Total Interest ₹64,888

Total Payable ₹5,64,888

Principal ₹5,00,000

Indicative estimate only. Actual rates and EMI depend on lender assessment, credit profile, and applicable charges.

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Trusted Network

Compare across India's lending ecosystem

HDFC Bank ICICI Bank Axis Bank SBI Kotak Mahindra Bajaj Finserv Tata Capital Aditya Birla Capital

Why Choose

Why Choose KredSetu

A lending experience designed to feel secure, transparent and straightforward across desktop, mobile browser and in-app WebView.

Instant Approval

Get loan approval in just 7 minutes with our AI-powered system.

100% Online

No branch visits or paperwork. Complete everything from your phone.

Bank-Grade Security

256-bit encryption, ISO 27001 certified, RBI compliant.

Lowest Interest Rates

Compare rates from 50+ lenders. Loans from 10.75% p.a.

24/7 Support

Our customer care team is available round the clock.

50+ Lending Partners

One application, multiple offers. Choose what fits best.

How It Works

From application to disbursal, in four clear steps

The original flow stays intact, but the layout is now structured for both wide screens and compact mobile WebViews.

Step 1

Enter Your Details

Fill in your basic information - PAN, income details, and loan requirement. Our smart algorithm checks your eligibility across 50+ lenders in seconds.

Step 2

Compare Loan Offers

View personalized loan offers with transparent interest rates, processing fees, and EMI breakdowns. Compare and choose what works best for you.

Step 3

Upload KYC Documents

Securely upload your documents through our encrypted portal. PAN, Aadhaar, and bank statements are shared digitally and safely.

Step 4

Receive Funds

Once approved, the money is transferred directly to your bank account. Most loans are disbursed within 24 hours of approval.

₹8,000+ Crores Disbursed

About

About KredSetu

KredSetu is India's leading loan marketplace, a brand of Resilience Engineering Private Limited, connecting millions of borrowers with RBI-approved lenders.

We work with trusted banks and NBFCs, including Narainsons Investments Finance and Consultancy Private Limited (RBI Registered NBFC), to bring you the best loan offers.

50+Lending Partners

7minAvg. Approval

24hrsDisbursal

Know More About Us

Loan Types